Jun. 9th, 2017

herr_0berst: (ariel)
Absent Formal Attorney General Opinion, New Topless Women Policy In Place On Ocean City Beach
[Jun 07 2017 | by Shawn Soper | via The MD Coast Dispatch]

OCEAN CITY — With still no formal opinion from the Maryland Attorney General’s Office on the legality of women going topless in the same area as men are allowed to go shirtless, the Ocean City Beach Patrol (OCBP) this week issued a directive to turn a blind eye, so to speak, on the issue.

Last August, at the request of Maryland resident Chelsea Covington, Worcester County State’s Attorney Beau Oglesby reached out to the Maryland Attorney General’s Office (MAGO) seeking an opinion on the legality of women going topless in the same areas where men are allowed to go shirtless under the Equal Protection Act. It’s an opinion that could have serious repercussions in the resort area. Covington, an advocate for female bare-chestedness in public through the TopFreedom initiative, often goes topless in public places in Maryland, including Ocean City and Assateague.

Roughly 10 months later, the MAGO has not handed down a formal opinion on the issue, nor ostensibly any directives for law enforcement agencies on how to handle the issue in the interim. Absent a clear-cut directive from the Attorney General’s Office, the Ocean City Beach Patrol (OCBP) and the Ocean City Police Department (OCPD) are handling the female topless issue with kid gloves, careful to respect the rights of all involved including those females who choose to go topless and the countless visitors and residents who might be offended.

Just last weekend, three women were reportedly casually sunbathing topless on the beach at 11th Street. On Tuesday, OCBP Captain Butch Arbin said the beach patrol had not received any formal opinion from the MAGO, but was working under the assumption Maryland’s laws on the issue were rather nebulous and difficult to enforce.

“The bottom line is that according to the attorney general, there is no enforceable law on the books that prohibits topless females,” he said. “Personally, I don’t think it is good for Ocean City or the families that wish to visit an All-American city, but we only enforce the laws and ordinances. Therefore, our staff has been give specific direction on this issue.”

That specific directive was carefully spelled out in a policy statement issued by Arbin to his OCBP staff on Tuesday. Essentially, the policy statement, dated retroactively to May 20, states the Beach Patrol will carefully document complaints of female bare-chestedness on the beach, but will not approach women who exercise their apparent rights to go topless.

“Until we get specific guidance from the State’s Attorney, the City Solicitor and the Mayor and Council, we will handle complaints about women going topless on our beaches in the following manner,” the policy statement reads. “We will document the complaint on a minor incident form with information and particulars about the situation and the complainant’s information. We will not approach the topless woman, even if requested to do so by the complainant or other beach patrons.”

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UPD: И незамедлительно воспоследовавшая реакция местных властей --

OCEAN CITY PASSES EMERGENCY LAW AGAINST TOPFREEDOM FOR WOMEN
[Jun 14 2017 | by Felicity Jones | via YNA]

Ocean City Deems Topfreedom “Unpalatable” and Unsuitable For Families

Last week, news came out that topfreedom was allowed, or more precisely, not outlawed, for women at Ocean City beach in Maryland. This was after three women were recently seen sunbathing topfree, and word got out that the Ocean City Beach Patrol had issued a memo telling their staff not to bother topfree women.

This, however, was not done in the name of gender equality. It was based on the absence of any law against it. There are currently no state laws against women’s topfreedom in Maryland.

People thought this was great news. Meanwhile Ocean City was trying to quickly backtrack their new reputation as having a topfree beach. On June 9, a post appeared on the .gov website declaring, “Ocean City Is Not A Topless Beach & Will Not Become A Topless Beach.” It clarified that the Mayor and City Council were firmly against women’s topfreedom.

On June 10, just 3 days after the first story came out, Ocean City unanimously passed an emergency law against women being topless anywhere within the city. Violating the ordinance is a “municipal infraction” subject to a fine of up to $1,000. (Hefty punishment for having female breasts!)


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herr_0berst: (Default)
This surprising factor predicts how likely it is that you’ll get divorced
[Catey Hill | May 10, 2017 | via Money•ish]

These three digits are the real magic number.

More than four in 10 people (42%) say that knowing someone’s credit score could impact whether or not they went on a date with that person, according to a survey of 1000 adults released Wednesday by Bankrate.com. Of those, 13% say it could have a major impact, while 29% say it would have a more minor impact.

No doubt, some people reading this will think this is shallow: Just because a person isn’t so great with money doesn’t mean you shouldn’t date them, right? Well, there’s plenty of evidence to suggest that credit scores are very important to a relationship.

For one, your credit score can predict your likelihood of divorce, according to a 2015 study of roughly 12 million consumers by researchers at the Federal Reserve Board, the Brookings Institution and UCLA. The higher your credit score, the less likely you’ll split from your partner, and vice versa. Indeed, for every 105-point uptick in a person’s credit score, there is a 32% drop in the likelihood of them divorcing. “Couples with the lowest initial average scores are two or three times more likely to separate than the couples with the highest average scores, and the likelihood of separation largely diminishes as scores increase,” the study found.

But how do you bring it up? First, “you can’t just blurt out” a question about credit score, says Terry Siman, the managing director at United Capital’s Philadelphia office; you need to watch their money behaviors to find the right time to talk about this. Etiquette and relationship expert April Masini says that you can broach the topic with a friendly question like “Have you had to work as hard as me to get your credit score up to snuff?” She says that “by naming it and associating it with a challenge, you’ve become a little more direct.” If that doesn’t work, it’s okay to be more direct. She recommends saying something like ““I really like you — I feel like we should talk about some serious stuff”, adding that this sets the tone for a no hold barred conversation about a variety of things, including finances.

Another reason you want to know a credit score: It can hint to you how trustworthy someone is. A 2011 study from researchers at Texas A&M University and the University of Texas at Dallas found that people with higher credit scores were more likely to return money to its owner than those with lower scores. And the 2015 study concluded a similar thing: “Credit scores matter for committed relationships because they reveal information about general trustworthiness,” the researchers write.

So when should you find out someone’s credit score? “It’s probably not a great idea to ask for someone’s financial history on the first date,” says Mike Cetera, credit card analyst at Bankrate.com. “However, it’s better to know if a potential partner has a history of bad financial decisions before the relationship goes too far, especially if you plan on making large purchases together or sharing bank accounts.”

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